FV Bank, the U.S.-licensed digital bank offering a vertically integrated suite of traditional and digital asset banking and custody services, today announced the launch of Global Managed Accounts (GMA), new embedded banking infrastructure that gives fintech companies and payment platforms the regulated foundation to launch and run neobank-style products under their own brands.

The offering is designed for fintechs and payment platforms managing domestic and international accounts, cross-border payments, remittances and stablecoin-enabled money movement. These businesses have traditionally relied on a fragmented network of banks, payment processors and compliance providers, creating nested relationships that can limit transparency, duplicate onboarding and slow access to underlying customer information.

GMA replaces that fragmented arrangement with direct FV Bank accounts for eligible business and individual end customers. Through FV Bank’s regulated banking infrastructure and APIs, fintech and payment-platform clients can offer accounts and payment capabilities through their own products while retaining control of the front end, customer journey and service experience. FV Bank manages the regulated account, onboarding and compliance infrastructure behind the scenes, including KYC, KYB, transaction monitoring and ongoing account reviews. The structure also supports the payment traceability and information-sharing processes required under applicable Travel Rule obligations.

“It can take years for a fintech company to navigate the banking, payments and compliance infrastructure needed to bring a financial product to market,” said Miles Paschini, CEO of FV Bank. “Global Managed Accounts gives our partners a faster way to launch, reach more customers and expand what they offer in domestic and international markets, while FV Bank provides the regulated accounts, payments and compliance infrastructure behind the scenes.”

Key product features include:

  • USD domestic and international wire transfers, ACH and cross-border payments in 40+ currencies.

  • Stablecoin transfers including USDC and USDT, with 24/7 settlement across supported payment rails.

  • Business and individual account types, with KYC, KYB and KYT onboarding, ongoing monitoring and regulatory compliance managed by FV Bank.

  • A dedicated GMA partner portal for onboarding customers, managing accounts and overseeing account activity.

  • API access to GMA services, so partners can integrate account onboarding, account management, payments and other capabilities directly into their own platforms. Full documentation is available at https://gma-docs.fvbank.us/guides/home.

“Fintechs shouldn’t have to choose between a seamless customer experience and a clear, bank-managed compliance foundation,” said Nitin Agarwal, chief revenue officer of FV Bank. “We’re already onboarding fintechs to GMA, bringing accounts, domestic and international payments, and compliance infrastructure together on one platform. It gives our partners a more complete product while reducing the complexity of managing multiple banking and payment relationships.”

Following Stablecoin Invoicing, GMA is the second product to launch on FV Bank’s expanded financial infrastructure platform and is now available to approved fintech and blockchain enterprise clients.

About FV Bank

FV Bank is a regulated U.S. digital bank and financial infrastructure platform headquartered in San Juan, Puerto Rico. Banking the Future through a vertically integrated platform, FV Bank unifies traditional banking, digital asset custody, and stablecoin infrastructure. Serving global fintechs, enterprises, and developers, it enables real-time, 24/7/365 settlement across digital assets and fiat in 45+ currencies via API-driven, programmable rails. Its offering includes USD accounts, money market accounts, Visa debit cards, and seamless stablecoin deposits and conversions — all delivered within a secure, compliant, unified infrastructure.

Learn more at www.fvbank.us, on X @fvbankus, and on LinkedIn.

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